A report is a moment. A portfolio is a cycle.
Benefit decisions don’t arrive once a year in a neat package. Renewals stagger, vendors change their claims, mandates move, and the workforce you designed for last year isn’t the one you have now. So the relationship is built as a cycle: set it up once, analyse it properly, then keep it current.
Below is every deliverable, what question it answers, who it was written for, and where it sits in the release sequence. We publish that sequence rather than implying everything arrives at once.
Once, at the start.
Three inputs, and they don’t need to be perfect. Everything here is reused by every analysis that follows, so the setup cost is paid a single time rather than at every renewal.
Profile & Benefits Mix
AvailableWhat are we actually buying today?
Programs, carriers, contract dates and renewal timing — captured once, then reused by every analysis that follows.
Workforce Segmentation
Rolling outWho are we buying it for?
Your covered population split by role type, geography and workforce composition. This is the input that makes benefit economics specific to you rather than an average taken across a national base.
Segmentation already drives the analysis. The client-facing map is the part still landing.
Data & Document Load
AvailableWhat does the evidence actually say?
Vendor decks, renewal proposals and claim studies sent once, read in full, and held against every claim made afterwards.
Self-serve upload with automated PHI screening is next. Protected health information is rejected before it is ever stored.
What the numbers say.
The score is free and comes with no sales call attached. The teardown and the scenario model are the paid service — the line between them is drawn below rather than buried in a pricing table.
Portfolio Score & Radar
AvailableWhere do we stand against comparable employers?
Eight axes, one composite, banded from Foundation to Strong. The lowest band reads as opportunity — we don't grade you and we don't tell you you're failing.
The front door. Most people stop here, and that’s a fine place to stop.
Vendor Claim Teardown
AvailableIs this savings number real?
Selection bias, overlap with programs you already run, and how much of the published outcome transfers to your covered population — each adjustment shown separately, with the vendor's unadjusted claim kept visible beside it.
Scenario & Optimization
AvailableWhat is it worth, and what should we do about it?
Low, expected and high — never a single number. Every program judged against the rest of the portfolio rather than on its own, so overlapping savings are netted out instead of counted twice.
Then it keeps going.
This is the half of the relationship a one-off report can’t do. Your portfolio is scored against a benchmark that moves, so standing still is a change in position — and you should hear about it when it happens, not at the next renewal.
Monthly Signal Update
RoadmapWhat changed since last month?
Vendor news, mandate movement, and contract dates coming into range. Short by design — most months there is little to report, and saying so plainly is part of the service.
Quarterly Portfolio Refresh
Rolling outAre we moving?
The portfolio re-scored against a benchmark that has itself moved, with the change on each axis since last quarter.
Every run is retained rather than overwritten, so movement over time is already recoverable.
Annual Strategy Review
RoadmapWhat are we doing next year?
The renewal cycle planned against multi-year scenarios, and against the talent strategy the benefits are supposed to serve — rather than one year at a time in a different room.
Nothing here is a maybe.
Setup and the full analysis are available today. The stewardship cadence lands across the year rather than on day one, which is also how you’d consume it — a quarterly refresh has nothing to refresh in month one.
The order isn’t ours alone to set either. Clients on a continuing relationship tell us which of these they need first, and that’s what moves it.